Natural hazards · Cumings

Cumings, TX natural hazards

Most of the natural-hazard damage FEMA expects in Cumings comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cumings?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cumings to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding66%Hurricanes14%Tornadoes11%Everything else9%

By hazard

What Cumings faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

11% of expected damage

Above average · higher than 58% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cumings flood?

FEMA's records show no paid flood insurance claims in Cumings.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cumings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fort Bend County.

Disasters that hit Cumings

Federal disasters declared here

None of the disasters declared for Fort Bend County shows FEMA aid or repair money reaching Cumings itself in FEMA’s records.

Brought FEMA money into CumingsDeclared for Fort Bend County only

Fort Bend County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

Around Cumings

Cumings and the towns around it

Very lowLowModerateHighVery high

Cumingsmostly inland floodingHigh

Richmondmostly inland floodingModerate

Rosenbergmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cumings is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cumings’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cumings. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.