Natural hazards · Cuero

Cuero, TX natural hazards

Most of the natural-hazard damage FEMA expects in Cuero comes from hurricanes, and overall the risk is low for a U.S. community. Flood insurance has paid 47 claims here since 1981. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cuero?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cuero to be higher than in 37% of U.S. communities, mostly from hurricanes and cold waves.

Hurricanes27%Cold waves24%Tornadoes18%Inland flooding16%Heat waves8%Everything else8%

By hazard

What Cuero faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

27% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 9 years in the area

Cold waves

24% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

18% of expected damage

Above average · higher than 60% of U.S. places

Inland flooding

16% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 4 times a year in the area

Heat waves

8% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 11 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cuero flood?

Every paid claim on a federal flood insurance policy in Cuero, from FEMA’s records.

47paid claims since 1981

$1.8Mpaid to owners

3homes flooded more than once

19812026

Biggest named events

Hurricane Harvey: 3 claims, $198K
Tropical Storm Allison: 2 claims, $147K
Torrential rain: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cuero isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeWitt County.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Cuero

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cuero itself: aid to households, or repair grants to the City of Cuero.

Brought FEMA money into CueroDeclared for DeWitt County only

2021

Severe Winter Storms

133 households applied for aid $94K aid approved

2017

Hurricane Harvey

1,080 households applied for aid $667K aid approved $766K to the City of Cuero for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$21K to the City of Cuero for repairs

2005

Hurricane Rita

$22K to the City of Cuero for repairs

2003

Hurricane Claudette

35 households applied for aid $22K aid approved $38K to the City of Cuero for repairs

1998

Tx-Flooding 10/18/98

$971K to the City of Cuero for repairs

DeWitt County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cuero is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cuero’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cuero. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.