Natural hazards · Crosby

Crosby, TX natural hazards

Most of the natural-hazard damage FEMA expects in Crosby comes from inland flooding, and overall the risk is moderate for a U.S. community. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crosby?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crosby to be higher than in 52% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding38%Hurricanes29%Tornadoes21%Cold waves6%Everything else6%

By hazard

What Crosby faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

29% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

21% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 60 years in the area

Cold waves

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crosby flood?

FEMA's records show no paid flood insurance claims in Crosby.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Crosby isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harris County.

What’s been done with FEMA grants

12flood-prone properties bought out and cleared

Disasters that hit Crosby

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crosby itself: aid to households, or repair grants to Crosby.

Brought FEMA money into CrosbyDeclared for Harris County only

2024

Hurricane Beryl

6,712 households applied for aid $6.3M aid approved

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

955 households applied for aid $1.0M aid approved

2021

Severe Winter Storms

955 households applied for aid $639K aid approved

2019

Tropical Storm Imelda

300 households applied for aid $903K aid approved

2017

Hurricane Harvey

3,210 households applied for aid $8.6M aid approved

2016

Severe Storms and Flooding

59 households applied for aid $74K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

197 households applied for aid $311K aid approved

2008

Hurricane Ike

4,016 households applied for aid $2.0M aid approved

2007

Tropical Storm Erin

2 households applied for aid

2005

Hurricane Rita

2,320 households applied for aid $1.1M aid approved

2002

Severe Storms, Tornadoes and Flooding

8 households applied for aid $17K aid approved

Harris County has had 34 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crosby is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Crosby’s own flood-insurance community; household aid to the registrant’s city; repair grants to Crosby. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.