Natural hazards · Crockett

Crockett, TX natural hazards

Most of the natural-hazard damage FEMA expects in Crockett comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Crockett?

16
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crockett to be higher than in 16% of U.S. communities, mostly from cold waves and lightning.

Cold waves32%Lightning22%Inland flooding20%Tornadoes10%Hurricanes6%Heat waves5%Everything else4%
By hazard

What Crockett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

32% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Lightning

22% of expected damage
Above average · higher than 67% of U.S. places

Inland flooding

20% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once a year in the area

Tornadoes

10% of expected damage
Above average · higher than 66% of U.S. places

Hurricanes

6% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 14 years in the area

Heat waves

5% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 12 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Crockett flood?

Every paid claim on a federal flood insurance policy in Crockett, from FEMA’s records.

9paid claims since 1979
$148Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Fall 2018 Texas Flooding: 1 claim, $4K
  • Early summer storms: 1 claim, $3K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Crockett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Houston County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Crockett

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crockett itself: aid to households, or repair grants to the City of Crockett.

Brought FEMA money into CrockettDeclared for Houston County only
2024

Hurricane Beryl

2 households applied for aid
2021

Severe Winter Storms

235 households applied for aid $82K aid approved $34K to the City of Crockett for repairs
2018

Severe Storms and Flooding

$134K to the City of Crockett for repairs
2016

Severe Storms and Flooding

$103K to the City of Crockett for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

$94K to the City of Crockett for repairs
2011

Wildfires

23 households applied for aid $30K aid approved
2008

Hurricane Ike

491 households applied for aid $99K aid approved $184K to the City of Crockett for repairs
2005

Hurricane Rita

1 household applied for aid $2K aid approved $33K to the City of Crockett for repairs
Houston County has had 23 natural disasters declared since 1953, most often floods and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crockett covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Crockett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Crockett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Crockett total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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