Natural hazards · Cranfills Gap

Cranfills Gap, TX natural hazards

Most of the natural-hazard damage FEMA expects in Cranfills Gap comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cranfills Gap?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cranfills Gap to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes20%Lightning10%Wildfire9%Cold waves7%Everything else12%

By hazard

What Cranfills Gap faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 5 years in the area

Lightning

10% of expected damage

Above average · higher than 55% of U.S. places

Wildfire

9% of expected damage

Well above average · higher than 96% of U.S. places

Cold waves

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cranfills Gap flood?

FEMA's records show no paid flood insurance claims in Cranfills Gap.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cranfills Gap isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bosque County.

Disasters that hit Cranfills Gap

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cranfills Gap itself: aid to households, or repair grants to the City of Cranfills Gap.

Brought FEMA money into Cranfills GapDeclared for Bosque County only

2021

Severe Winter Storms

3 households applied for aid

Bosque County has had 19 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cranfills Gap is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cranfills Gap’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cranfills Gap. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.