Natural hazards · Corsicana

Corsicana, TX natural hazards

Most of the natural-hazard damage FEMA expects in Corsicana comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 73 claims here since 1981. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Corsicana?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Corsicana to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes27%Cold waves12%Heat waves6%Strong wind5%Everything else6%

By hazard

What Corsicana faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 92% of U.S. places

Cold waves

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Heat waves

6% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 16 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Corsicana flood?

Every paid claim on a federal flood insurance policy in Corsicana, from FEMA’s records.

73paid claims since 1981

$2.2Mpaid to owners

11homes flooded more than once

19812026

Biggest named events

Texas Spring Flooding: 1 claim, $10K
Early summer severe storms: 1 claim, $15K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Corsicana isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Navarro County.

What’s been done with FEMA grants

22storm safe rooms built

7flood-prone properties bought out and cleared

Disasters that hit Corsicana

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Corsicana itself: aid to households, or repair grants to the City of Corsicana.

Brought FEMA money into CorsicanaDeclared for Navarro County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

160 households applied for aid $336K aid approved

2021

Severe Winter Storms

467 households applied for aid $359K aid approved $18K to the City of Corsicana for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

602 households applied for aid $847K aid approved $1.0M to the City of Corsicana for repairs

2011

Wildfires

8 households applied for aid $25K aid approved

2005

Hurricane Rita

1 household applied for aid $24K to the City of Corsicana for repairs

Navarro County has had 21 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Corsicana covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Corsicana’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Corsicana. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Corsicana total about $5.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.