Natural hazards · Cooper

Cooper, TX natural hazards

Most of the natural-hazard damage FEMA expects in Cooper comes from tornadoes, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cooper?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cooper to be higher than in 49% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes39%Inland flooding19%Ice storms13%Cold waves9%Hail6%Heat waves6%Everything else8%

By hazard

What Cooper faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

39% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 88 years in the area

Inland flooding

19% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once every 2 years in the area

Ice storms

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Cold waves

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hail

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 6 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 16 times a year in the area

Lower here

HurricanesWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cooper flood?

FEMA's records show no paid flood insurance claims in Cooper.

What’s been done with FEMA grants

4storm safe rooms built

Disasters that hit Cooper

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cooper itself: aid to households, or repair grants to the City of Cooper.

Brought FEMA money into CooperDeclared for Delta County only

2021

Severe Winter Storms

1 household applied for aid $4K to the City of Cooper for repairs

2000

Severe Winter Ice Storm

$84K to the City of Cooper for repairs

Delta County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cooper is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cooper’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cooper. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.