Natural hazards · Coolidge

Coolidge, TX natural hazards

Most of the natural-hazard damage FEMA expects in Coolidge comes from drought, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coolidge?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coolidge to be higher than in 25% of U.S. communities, mostly from drought and cold waves.

Drought29%Cold waves28%Inland flooding23%Tornadoes8%Everything else13%

By hazard

What Coolidge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

29% of expected damage

Recorded about 37 times a year in the area

Cold waves

28% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

23% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coolidge flood?

FEMA's records show no paid flood insurance claims in Coolidge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coolidge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Limestone County.

Disasters that hit Coolidge

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coolidge itself: aid to households, or repair grants to the Town of Coolidge.

Brought FEMA money into CoolidgeDeclared for Limestone County only

2021

Severe Winter Storms

45 households applied for aid $35K aid approved

2016

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $6K aid approved

Limestone County has had 16 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coolidge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coolidge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Coolidge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.