Natural hazards · Concepcion

Concepcion, TX natural hazards

Most of the natural-hazard damage FEMA expects in Concepcion comes from cold waves, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Concepcion?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Concepcion to be higher than in 63% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves52%Inland flooding26%Hurricanes7%Heat waves5%Everything else9%

By hazard

What Concepcion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

52% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

26% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Hurricanes

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 12 years in the area

Heat waves

5% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 9 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Concepcion flood?

FEMA's records show no paid flood insurance claims in Concepcion.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Concepcion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Duval County.

Disasters that hit Concepcion

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Concepcion itself: aid to households, or repair grants to Concepcion.

Brought FEMA money into ConcepcionDeclared for Duval County only

2021

Severe Winter Storms

11 households applied for aid $16K aid approved

Duval County has had 17 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Concepcion is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Concepcion’s own flood-insurance community; household aid to the registrant’s city; repair grants to Concepcion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.