Natural hazards · Comfort

Comfort, TX natural hazards

Most of the natural-hazard damage FEMA expects in Comfort comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Comfort?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Comfort to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes10%Hail7%Drought6%Everything else14%

By hazard

What Comfort faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 8 years in the area

Hail

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Drought

6% of expected damage

Recorded about 140 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Comfort flood?

FEMA's records show no paid flood insurance claims in Comfort.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Comfort isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kendall County.

What’s been done with FEMA grants

8flood-prone properties bought out and cleared

Disasters that hit Comfort

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Comfort itself: aid to households, or repair grants to Comfort.

Brought FEMA money into ComfortDeclared for Kendall County only

2025

Severe Storms, Straight-Line Winds, and Flooding

15 households applied for aid $125K aid approved

2021

Severe Winter Storms

47 households applied for aid $20K aid approved

2007

Tropical Storm Erin

15 households applied for aid $23K aid approved

Kendall County has had 19 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Comfort is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Comfort’s own flood-insurance community; household aid to the registrant’s city; repair grants to Comfort. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.