Natural hazards · Comanche

Comanche, TX natural hazards

Most of the natural-hazard damage FEMA expects in Comanche comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1988. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Comanche?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Comanche to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes14%Cold waves13%Everything else15%

By hazard

What Comanche faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 79% of U.S. places

Cold waves

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Comanche flood?

Every paid claim on a federal flood insurance policy in Comanche, from FEMA’s records.

7paid claims since 1988

$15Kpaid to owners

0homes flooded more than once

19882026

Biggest named events

Early summer storms: 1 claim, $2K

of all homes
are insured

No community discount. Comanche isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Comanche County.

What’s been done with FEMA grants

17storm safe rooms built

Disasters that hit Comanche

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Comanche itself: aid to households, or repair grants to the City of Comanche.

Brought FEMA money into ComancheDeclared for Comanche County only

2021

Severe Winter Storms

148 households applied for aid $91K aid approved

2007

Severe Storms, Tornadoes, and Flooding

26 households applied for aid $78K aid approved $8K to the City of Comanche for repairs

Comanche County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Comanche covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Comanche’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Comanche. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Comanche total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.