Natural hazards · Coleman

Coleman, TX natural hazards

Most of the natural-hazard damage FEMA expects in Coleman comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1984. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coleman?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coleman to be higher than in 51% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding40%Strong wind21%Hail13%Tornadoes13%Everything else13%

By hazard

What Coleman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Strong wind

21% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Hail

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 79 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coleman flood?

Every paid claim on a federal flood insurance policy in Coleman, from FEMA’s records.

5paid claims since 1984

$186Kpaid to owners

0homes flooded more than once

19842026

Biggest named events

Spring severe storms: 1 claim, $7K
Hurricane Gilbert: 1 claim, $174K

of all homes
are insured

No community discount. Coleman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coleman County.

What’s been done with FEMA grants

8storm safe rooms built

Disasters that hit Coleman

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coleman itself: aid to households, or repair grants to the City of Coleman.

Brought FEMA money into ColemanDeclared for Coleman County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$275K to the City of Coleman for repairs

2021

Severe Winter Storms

$50K to the City of Coleman for repairs

2016

Severe Storms and Flooding

$9K to the City of Coleman for repairs

2002

Severe Storms and Flooding

$38K to the City of Coleman for repairs

Coleman County has had 14 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coleman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coleman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coleman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Coleman, TX natural hazards

How exposed is Coleman?

What Coleman faces

Inland flooding

Strong wind

Hail

Tornadoes

Lower here

Not a risk here

Does Coleman flood?

Biggest named events

What’s been done with FEMA grants

4 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

Severe Winter Storms

Severe Storms and Flooding

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

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