Natural hazards · Coahoma

Coahoma, TX natural hazards

Most of the natural-hazard damage FEMA expects in Coahoma comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coahoma?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coahoma to be higher than in 35% of U.S. communities, mostly from inland flooding and hail.

Inland flooding35%Hail19%Wildfire15%Drought11%Tornadoes9%Everything else11%

By hazard

What Coahoma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 2 times a year in the area

Hail

19% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 5 times a year in the area

Wildfire

15% of expected damage

Well above average · higher than 97% of U.S. places

Drought

11% of expected damage

Recorded about 54 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 11 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coahoma flood?

FEMA's records show no paid flood insurance claims in Coahoma.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coahoma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Howard County.

Disasters that hit Coahoma

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Coahoma itself: aid to households, or repair grants to the Town of Coahoma.

Brought FEMA money into CoahomaDeclared for Howard County only

2021

Severe Winter Storms

7 households applied for aid $6K aid approved

Howard County has had 15 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coahoma is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coahoma’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Coahoma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.