Natural hazards · Clarksville

Clarksville, TX natural hazards

Most of the natural-hazard damage FEMA expects in Clarksville comes from ice storms, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clarksville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clarksville to be higher than in 100% of U.S. communities, mostly from ice storms.

Ice storms76%Tornadoes10%Inland flooding5%Everything else9%

By hazard

What Clarksville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Ice storms

76% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 83 years in the area

Inland flooding

5% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clarksville flood?

FEMA's records show no paid flood insurance claims in Clarksville.

of all homes
are insured

No community discount. Clarksville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Red River County.

Disasters that hit Clarksville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clarksville itself: aid to households, or repair grants to the City of Clarksville.

Brought FEMA money into ClarksvilleDeclared for Red River County only

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

12 households applied for aid $12K aid approved $108K to the City of Clarksville for repairs

2000

Severe Winter Ice Storm

$205K to the City of Clarksville for repairs

Red River County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clarksville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Clarksville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clarksville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.