Natural hazards · Cisco

Cisco, TX natural hazards

Most of the natural-hazard damage FEMA expects in Cisco comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2000. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cisco?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cisco to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes22%Cold waves17%Hail10%Everything else14%

By hazard

What Cisco faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hail

10% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cisco flood?

Every paid claim on a federal flood insurance policy in Cisco, from FEMA’s records.

2paid claims since 2000

$40Kpaid to owners

1homes flooded more than once

20002026

Biggest named events

Thunderstorms: 1 claim, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cisco isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Eastland County.

What’s been done with FEMA grants

26storm safe rooms built

Disasters that hit Cisco

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cisco itself: aid to households, or repair grants to the City of Cisco.

Brought FEMA money into CiscoDeclared for Eastland County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

14 households applied for aid $74K aid approved

2021

Severe Winter Storms

40 households applied for aid $47K aid approved

2016

Severe Storms and Flooding

67 households applied for aid $284K aid approved $2.9M to the City of Cisco for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

25 households applied for aid $35K aid approved

2011

Wildfires

$25K to the City of Cisco for repairs

2007

Severe Storms, Tornadoes, and Flooding

51 households applied for aid $84K aid approved $207K to the City of Cisco for repairs

Eastland County has had 21 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cisco covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cisco’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cisco. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cisco total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.