Natural hazards · Chula Vista

Chula Vista, TX natural hazards

Most of the natural-hazard damage FEMA expects in Chula Vista comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2025.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chula Vista?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chula Vista to be higher than in 1% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding49%Heat waves21%Tornadoes13%Everything else17%

By hazard

What Chula Vista faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about 2 times a year in the area

Heat waves

21% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

13% of expected damage

Below average · higher than 41% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chula Vista flood?

Every paid claim on a federal flood insurance policy in Chula Vista, from FEMA’s records.

1paid claims since 2025

$115Kpaid to owners

0homes flooded more than once

20252026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chula Vista isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Maverick County.

Disasters that hit Chula Vista

Federal disasters declared here

None of the disasters declared for Maverick County shows FEMA aid or repair money reaching Chula Vista itself in FEMA’s records.

Brought FEMA money into Chula VistaDeclared for Maverick County only

Maverick County has had 11 natural disasters declared since 1953, most often hurricanes and fires.

Around Chula Vista

Chula Vista and the towns around it

Very lowLowModerateHighVery high

Eagle Passmostly inland floodingVery low

Chula Vistamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chula Vista covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Chula Vista’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Chula Vista. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chula Vista total about $730K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.