Natural hazards · Christoval

Christoval, TX natural hazards

Most of the natural-hazard damage FEMA expects in Christoval comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Christoval?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Christoval to be higher than in 60% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding36%Wildfire32%Drought12%Hail5%Everything else15%

By hazard

What Christoval faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 3 times a year in the area

Wildfire

32% of expected damage

Well above average · higher than 98% of U.S. places

Drought

12% of expected damage

Recorded about 50 times a year in the area

Hail

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Christoval flood?

FEMA's records show no paid flood insurance claims in Christoval.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Christoval isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tom Green County.

Disasters that hit Christoval

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Christoval itself: aid to households, or repair grants to Christoval.

Brought FEMA money into ChristovalDeclared for Tom Green County only

2025

Severe Storms, Straight-Line Winds, and Flooding

3 households applied for aid $2K aid approved

2021

Severe Winter Storms

21 households applied for aid $11K aid approved

Tom Green County has had 17 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Christoval is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Christoval’s own flood-insurance community; household aid to the registrant’s city; repair grants to Christoval. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.