Natural hazards · China

China, TX natural hazards

Most of the natural-hazard damage FEMA expects in China comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2013. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is China?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in China to be higher than in 79% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes41%Inland flooding18%Tornadoes15%Drought8%Cold waves7%Everything else12%

By hazard

What China faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

41% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

18% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 21 years in the area

Drought

8% of expected damage

Recorded about 21 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does China flood?

Every paid claim on a federal flood insurance policy in China, from FEMA’s records.

2paid claims since 2013

$94Kpaid to owners

2homes flooded more than once

20132026

Biggest named events

Hurricane Harvey: 1 claim, $87K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured

No community discount. China isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit China

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in China itself: aid to households, or repair grants to the City of China.

Brought FEMA money into ChinaDeclared for Jefferson County only

2024

Hurricane Beryl

49 households applied for aid $66K aid approved

2021

Severe Winter Storms

18 households applied for aid $4K aid approved

2019

Tropical Storm Imelda

72 households applied for aid $289K aid approved

2017

Hurricane Harvey

227 households applied for aid $346K aid approved $740K to the City of China for repairs

2008

Hurricane Ike

408 households applied for aid $493K aid approved $105K to the City of China for repairs

2005

Hurricane Rita

715 households applied for aid $1.5M aid approved $24K to the City of China for repairs

2002

Severe Storms, Tornadoes and Flooding

12 households applied for aid $18K aid approved

Jefferson County has had 24 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. China is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to China’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of China. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.