Natural hazards · China Grove

China Grove, TX natural hazards

Most of the natural-hazard damage FEMA expects in China Grove comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is China Grove?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in China Grove to be higher than in 25% of U.S. communities, mostly from inland flooding and hail.

Inland flooding47%Hail25%Tornadoes17%Everything else11%

By hazard

What China Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 7 times a year in the area

Hail

25% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 54 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does China Grove flood?

Every paid claim on a federal flood insurance policy in China Grove, from FEMA’s records.

4paid claims since 1998

$30Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Tropical Storm Allison: 1 claim, $17K

of homes in flood zones
are insured

of all homes
are insured

No community discount. China Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bexar County.

Disasters that hit China Grove

Federal disasters declared here

None of the disasters declared for Bexar County shows FEMA aid or repair money reaching China Grove itself in FEMA’s records.

Brought FEMA money into China GroveDeclared for Bexar County only

Bexar County has had 27 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. China Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to China Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of China Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.