Natural hazards · Chilton

Chilton, TX natural hazards

Most of the natural-hazard damage FEMA expects in Chilton comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chilton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chilton to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding31%Tornadoes29%Cold waves11%Hurricanes5%Heat waves5%Everything else19%

By hazard

What Chilton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Tornadoes

29% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 12 years in the area

Cold waves

11% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

5% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 20 years in the area

Heat waves

5% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 16 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chilton flood?

FEMA's records show no paid flood insurance claims in Chilton.

of all homes
are insured

No community discount. Chilton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Falls County.

Disasters that hit Chilton

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chilton itself: aid to households, or repair grants to Chilton.

Brought FEMA money into ChiltonDeclared for Falls County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

52 households applied for aid $140K aid approved

2021

Severe Winter Storms

32 households applied for aid $18K aid approved

Falls County has had 12 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chilton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chilton’s own flood-insurance community; household aid to the registrant’s city; repair grants to Chilton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.