A typical Charlotte home is worth roughly $87,000
The median sale price was $80,000 in April 2026.
Only 1 sale in April 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
What kind of housing town is Charlotte?
Read from the numbers below. The page puts what stands out first.
A typical home costs 3 years of income
Less than across Texas (3.6 years). Try your own numbers below.
That covers a typical Charlotte home, with $12K to spare.
A two-bedroom rents for about $1,070 a month here, $480 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Charlotte’s typical property tax (1.91% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
90% of Charlotte households own their home
Half of Charlotte’s homes were built before 1980.
Texas: 63% own.
U.S. Census Bureau, American Community Survey 2020-2024.
A two-bedroom rents for about $1,070
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Atascosa County, TX HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
No new homes permitted in 2025
No permits for new homes were issued in Charlotte in 2025. The last year with any was 2010 (1 new home).
Between the 2010 and 2020 censuses, Charlotte's population fell by 191 even though 1 new home was permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Texas: 2.6 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 1 | 1 | 0 | $177,000 |
| 2009 | 1 | 1 | 0 | $177,000 |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 2 | 2 | 0 | $209,000 |
| 2005 | 1 | 1 | 0 | $149,000 |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 7 | 7 | 0 | $909,000 |
| 2002 | 0 | 0 | 0 | — |
| 2001 | 5 | 5 | 0 | $240,000 |
| 2000 | 1 | 1 | 0 | $109,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Neighbors talk housing
What Charlotte buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, April 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.