Natural hazards · Chapeno

Chapeno, TX natural hazards

Most of the natural-hazard damage FEMA expects in Chapeno comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chapeno?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chapeno to be higher than in 39% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves63%Inland flooding22%Wildfire5%Everything else10%

By hazard

What Chapeno faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

63% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

22% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Wildfire

5% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chapeno flood?

FEMA's records show no paid flood insurance claims in Chapeno.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chapeno isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Starr County.

Disasters that hit Chapeno

Federal disasters declared here

None of the disasters declared for Starr County shows FEMA aid or repair money reaching Chapeno itself in FEMA’s records.

Brought FEMA money into ChapenoDeclared for Starr County only

Starr County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chapeno is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chapeno’s own flood-insurance community; household aid to the registrant’s city; repair grants to Chapeno. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.