Natural hazards · Center Point

Center Point, TX natural hazards

Most of the natural-hazard damage FEMA expects in Center Point comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Center Point?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Center Point to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding65%Drought13%Tornadoes9%Everything else14%

By hazard

What Center Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Drought

13% of expected damage

Recorded about 141 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 25 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Center Point flood?

FEMA's records show no paid flood insurance claims in Center Point.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Center Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kerr County.

Disasters that hit Center Point

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Center Point itself: aid to households, or repair grants to Center Point.

Brought FEMA money into Center PointDeclared for Kerr County only

2025

Severe Storms, Straight-Line Winds, and Flooding

127 households applied for aid $552K aid approved

2021

Severe Winter Storms

19 households applied for aid $14K aid approved

Kerr County has had 16 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Center Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Center Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to Center Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.