Natural hazards · Celeste

Celeste, TX natural hazards

Most of the natural-hazard damage FEMA expects in Celeste comes from tornadoes, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Celeste?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Celeste to be higher than in 44% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes34%Inland flooding29%Cold waves12%Heat waves7%Hail6%Everything else12%

By hazard

What Celeste faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

34% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 10 years in the area

Inland flooding

29% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Cold waves

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 16 times a year in the area

Hail

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Celeste flood?

FEMA's records show no paid flood insurance claims in Celeste.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Celeste isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hunt County.

What’s been done with FEMA grants

9storm safe rooms built

Disasters that hit Celeste

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Celeste itself: aid to households, or repair grants to the City of Celeste.

Brought FEMA money into CelesteDeclared for Hunt County only

2021

Severe Winter Storms

11 households applied for aid $7K aid approved

2007

Severe Storms, Tornadoes, and Flooding

$4K to the City of Celeste for repairs

2000

Severe Winter Ice Storm

$4K to the City of Celeste for repairs

Hunt County has had 13 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Celeste is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Celeste’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Celeste. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.