Natural hazards · Cedar Point

Cedar Point, TX natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Point comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar Point?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Point to be higher than in 76% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding39%Hurricanes20%Tornadoes15%Cold waves14%Everything else13%

By hazard

What Cedar Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Hurricanes

20% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 10 years in the area

Tornadoes

15% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 73 years in the area

Cold waves

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar Point flood?

FEMA's records show no paid flood insurance claims in Cedar Point.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedar Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Polk County.

Disasters that hit Cedar Point

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cedar Point itself: aid to households, or repair grants to Cedar Point.

Brought FEMA money into Cedar PointDeclared for Polk County only

2024

Hurricane Beryl

1 household applied for aid $750 aid approved

Polk County has had 24 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cedar Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cedar Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.