Natural hazards · Carl's Corner

Carl's Corner, TX natural hazards

Most of the natural-hazard damage FEMA expects in Carl's Corner comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carl's Corner?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carl's Corner to be higher than in 23% of U.S. communities, mostly from cold waves and tornadoes.

Cold waves36%Tornadoes23%Inland flooding18%Drought8%Everything else16%

By hazard

What Carl's Corner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

36% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

18% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about once a year in the area

Drought

8% of expected damage

Recorded about 37 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carl's Corner flood?

FEMA's records show no paid flood insurance claims in Carl's Corner.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carl's Corner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hill County.

Disasters that hit Carl's Corner

Federal disasters declared here

None of the disasters declared for Hill County shows FEMA aid or repair money reaching Carl's Corner itself in FEMA’s records.

Brought FEMA money into Carl's CornerDeclared for Hill County only

Hill County has had 20 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carl's Corner is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Carl's Corner’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Carl's Corner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.