Natural hazards · Carbon

Carbon, TX natural hazards

Most of the natural-hazard damage FEMA expects in Carbon comes from inland flooding, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carbon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carbon to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves16%Tornadoes15%Wildfire11%Hail10%Drought5%Everything else10%

By hazard

What Carbon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 7 years in the area

Wildfire

11% of expected damage

Well above average · higher than 95% of U.S. places

Hail

10% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Drought

5% of expected damage

Recorded about 40 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carbon flood?

FEMA's records show no paid flood insurance claims in Carbon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carbon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Eastland County.

What’s been done with FEMA grants

7storm safe rooms built

Disasters that hit Carbon

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carbon itself: aid to households, or repair grants to the Town of Carbon.

Brought FEMA money into CarbonDeclared for Eastland County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $2K aid approved

2021

Severe Winter Storms

12 households applied for aid $20K aid approved

2016

Severe Storms and Flooding

4 households applied for aid $6K aid approved $3K to the Town of Carbon for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

2 households applied for aid $241 aid approved

2007

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $6K aid approved $42K to the Town of Carbon for repairs

2005

Extreme Wildfire Threat

40 households applied for aid $107K aid approved

Eastland County has had 21 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carbon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Carbon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Carbon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.