Natural hazards · Cape Royale

Cape Royale, TX natural hazards

Most of the natural-hazard damage FEMA expects in Cape Royale comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cape Royale?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cape Royale to be higher than in 32% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes37%Cold waves6%Hurricanes6%Everything else11%

By hazard

What Cape Royale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Tornadoes

37% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 21 years in the area

Cold waves

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 8 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cape Royale flood?

FEMA's records show no paid flood insurance claims in Cape Royale.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cape Royale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Jacinto County.

Disasters that hit Cape Royale

Federal disasters declared here

None of the disasters declared for San Jacinto County shows FEMA aid or repair money reaching Cape Royale itself in FEMA’s records.

Brought FEMA money into Cape RoyaleDeclared for San Jacinto County only

San Jacinto County has had 26 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cape Royale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cape Royale’s own flood-insurance community; household aid to the registrant’s city; repair grants to Cape Royale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.