Natural hazards · Cameron Park

Cameron Park, TX natural hazards

Most of the natural-hazard damage FEMA expects in Cameron Park comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2021.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cameron Park?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cameron Park to be higher than in 76% of U.S. communities, mostly from hurricanes and cold waves.

Hurricanes43%Cold waves28%Inland flooding17%Heat waves6%Everything else6%

By hazard

What Cameron Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

43% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Cold waves

28% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

17% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 8 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherWildfireEarthquakesStrong windLightningDrought

Not a risk here

LandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cameron Park flood?

Every paid claim on a federal flood insurance policy in Cameron Park, from FEMA’s records.

1paid claims since 2021

$26Kpaid to owners

0homes flooded more than once

20212026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cameron Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cameron County.

Disasters that hit Cameron Park

Federal disasters declared here

None of the disasters declared for Cameron County shows FEMA aid or repair money reaching Cameron Park itself in FEMA’s records.

Brought FEMA money into Cameron ParkDeclared for Cameron County only

Cameron County has had 29 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cameron Park covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Cameron Park’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Cameron Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cameron Park total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.