Natural hazards · Burnet

Burnet, TX natural hazards

Most of the natural-hazard damage FEMA expects in Burnet comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1980. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Burnet?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Burnet to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes17%Cold waves8%Strong wind6%Hail5%Heat waves5%Everything else6%

By hazard

What Burnet faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 72% of U.S. places

Cold waves

8% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 2 years in the area

Strong wind

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Hail

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Heat waves

5% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Burnet flood?

Every paid claim on a federal flood insurance policy in Burnet, from FEMA’s records.

11paid claims since 1980

$828Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

2025 July Central TX Flooding: 7 claims, $756K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Burnet isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burnet County.

Disasters that hit Burnet

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Burnet itself: aid to households, or repair grants to the City of Burnet.

Brought FEMA money into BurnetDeclared for Burnet County only

2025

Severe Storms, Straight-Line Winds, and Flooding

441 households applied for aid $3.3M aid approved $4.0M to the City of Burnet for repairs

2021

Severe Winter Storms

85 households applied for aid $40K aid approved $6K to the City of Burnet for repairs

2007

Severe Storms, Tornadoes, and Flooding

59 households applied for aid $33K aid approved $19K to the City of Burnet for repairs

Burnet County has had 20 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Burnet is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Burnet’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Burnet. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.