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Natural hazards · Brownsboro

Brownsboro, TX natural hazards

Most of the natural-hazard damage FEMA expects in Brownsboro comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2022. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Brownsboro?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brownsboro to be higher than in 29% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves40%Inland flooding27%Tornadoes18%Everything else15%
By hazard

What Brownsboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

40% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 2 years in the area

Inland flooding

27% of expected damage
Below average · higher than 44% of U.S. places
Recorded about once a year in the area

Tornadoes

18% of expected damage
Above average · higher than 60% of U.S. places
Recorded about once every 79 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Brownsboro flood?

Every paid claim on a federal flood insurance policy in Brownsboro, from FEMA’s records.

1paid claims since 2022
$140Kpaid to owners
0homes flooded more than once
20222026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Brownsboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Henderson County.
Disasters that hit Brownsboro

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brownsboro itself: aid to households, or repair grants to the City of Brownsboro.

Brought FEMA money into BrownsboroDeclared for Henderson County only
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

103 households applied for aid $556K aid approved
2021

Severe Winter Storms

40 households applied for aid $26K aid approved
2016

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

8 households applied for aid $3K aid approved $37K to the City of Brownsboro for repairs
2007

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $38K to the City of Brownsboro for repairs
Henderson County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brownsboro is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Brownsboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Brownsboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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