Natural hazards · Brookshire

Brookshire, TX natural hazards

Most of the natural-hazard damage FEMA expects in Brookshire comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 52 claims here since 1998. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Brookshire?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brookshire to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding34%Tornadoes25%Hurricanes12%Drought11%Cold waves8%Everything else10%
By hazard

What Brookshire faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about once a year in the area

Tornadoes

25% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 34 years in the area

Hurricanes

12% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 6 years in the area

Drought

11% of expected damage
Recorded about 25 times a year in the area

Cold waves

8% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Brookshire flood?

Every paid claim on a federal flood insurance policy in Brookshire, from FEMA’s records.

52paid claims since 1998
$2.5Mpaid to owners
10homes flooded more than once
19982026

Biggest named events

  • Hurricane Harvey: 31 claims, $1.6M
  • Spring severe storms: 13 claims, $592K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Brookshire isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Waller County.
Disasters that hit Brookshire

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brookshire itself: aid to households, or repair grants to the City of Brookshire.

Brought FEMA money into BrookshireDeclared for Waller County only
2024

Hurricane Beryl

929 households applied for aid $619K aid approved
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

213 households applied for aid $281K aid approved
2021

Severe Winter Storms

324 households applied for aid $132K aid approved
2017

Hurricane Harvey

1,008 households applied for aid $2.0M aid approved $139K to the City of Brookshire for repairs
2016

Severe Storms and Flooding

489 households applied for aid $2.4M aid approved $117K to the City of Brookshire for repairs
2008

Hurricane Ike

109 households applied for aid $21K aid approved $38K to the City of Brookshire for repairs
2005

Hurricane Rita

$21K to the City of Brookshire for repairs
2005

Hurricane Katrina Evacuation

$20K to the City of Brookshire for repairs
1998

Tx-Flooding 10/18/98

$20K to the City of Brookshire for repairs
Waller County has had 23 natural disasters declared since 1953, most often hurricanes and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brookshire is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Brookshire’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Brookshire. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01