Natural hazards · Bridgeport

Bridgeport, TX natural hazards

Most of the natural-hazard damage FEMA expects in Bridgeport comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 1981. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bridgeport?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bridgeport to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes15%Heat waves10%Hail7%Wildfire6%Cold waves5%Everything else5%

By hazard

What Bridgeport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 83 years in the area

Heat waves

10% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 15 times a year in the area

Hail

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 10 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 93% of U.S. places

Cold waves

5% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bridgeport flood?

Every paid claim on a federal flood insurance policy in Bridgeport, from FEMA’s records.

9paid claims since 1981

$154Kpaid to owners

2homes flooded more than once

19812026

Biggest named events

Early summer storms: 2 claims, $60K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bridgeport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wise County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Bridgeport

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bridgeport itself: aid to households, or repair grants to the City of Bridgeport.

Brought FEMA money into BridgeportDeclared for Wise County only

2021

Severe Winter Storms

58 households applied for aid $46K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

99 households applied for aid $200K aid approved

2007

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2005

Extreme Wildfire Threat

1 household applied for aid

2005

Hurricane Rita

1 household applied for aid

Wise County has had 18 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bridgeport is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bridgeport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bridgeport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Bridgeport, TX natural hazards

How exposed is Bridgeport?

What Bridgeport faces

Inland flooding

Tornadoes

Heat waves

Hail

Wildfire

Cold waves

Lower here

Not a risk here

Does Bridgeport flood?

Biggest named events

Homes that flooded again and again

What’s been done with FEMA grants

5 federal disasters brought FEMA money here

Severe Winter Storms

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

Severe Storms, Tornadoes, and Flooding

Extreme Wildfire Threat

Hurricane Rita

How to read this page

Where to, neighbor?

Matches

Nearby