Natural hazards · Brazos

Brazos, TX natural hazards

Most of the natural-hazard damage FEMA expects in Brazos comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brazos?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brazos to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding52%Wildfire11%Tornadoes9%Cold waves9%Hail8%Everything else11%

By hazard

What Brazos faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Wildfire

11% of expected damage

Well above average · higher than 96% of U.S. places

Tornadoes

9% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 4 years in the area

Cold waves

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Hail

8% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brazos flood?

FEMA's records show no paid flood insurance claims in Brazos.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brazos isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Palo Pinto County.

Disasters that hit Brazos

Federal disasters declared here

None of the disasters declared for Palo Pinto County shows FEMA aid or repair money reaching Brazos itself in FEMA’s records.

Brought FEMA money into BrazosDeclared for Palo Pinto County only

Palo Pinto County has had 23 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brazos is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Brazos’s own flood-insurance community; household aid to the registrant’s city; repair grants to Brazos. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.