Natural hazards · Brazoria

Brazoria, TX natural hazards

Most of the natural-hazard damage FEMA expects in Brazoria comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 232 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Brazoria?

74
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brazoria to be higher than in 74% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding55%Hurricanes22%Tornadoes10%Everything else13%
By hazard

What Brazoria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

22% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 5 years in the area

Tornadoes

10% of expected damage
Above average · higher than 53% of U.S. places
Recorded about once every 65 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Brazoria flood?

Every paid claim on a federal flood insurance policy in Brazoria, from FEMA’s records.

232paid claims since 1979
$4.9Mpaid to owners
26homes flooded more than once
19792026

Biggest named events

  • Hurricane Harvey: 25 claims, $1.9M
  • Tropical Storm Claudette: 12 claims, $76K
  • Tropical Storm Paul: 9 claims, $120K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Brazoria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brazoria County.

What’s been done with FEMA grants

10homes raised above flood level
Disasters that hit Brazoria

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brazoria itself: aid to households, or repair grants to the City of Brazoria.

Brought FEMA money into BrazoriaDeclared for Brazoria County only
2024

Hurricane Beryl

2,792 households applied for aid $5.0M aid approved $545K to the City of Brazoria for repairs
2021

Severe Winter Storms

340 households applied for aid $237K aid approved $32K to the City of Brazoria for repairs
2017

Hurricane Harvey

3,616 households applied for aid $11.3M aid approved $139K to the City of Brazoria for repairs
2016

Severe Storms and Flooding

64 households applied for aid $242K aid approved $17K to the City of Brazoria for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

21 households applied for aid $10K aid approved
2008

Hurricane Ike

1,329 households applied for aid $492K aid approved $307K to the City of Brazoria for repairs
2005

Hurricane Rita

554 households applied for aid $154K aid approved $26K to the City of Brazoria for repairs
2003

Hurricane Claudette

117 households applied for aid $343K aid approved $10K to the City of Brazoria for repairs
2002

Severe Storms, Tornadoes and Flooding

12 households applied for aid $22K aid approved
Brazoria County has had 28 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brazoria is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Brazoria’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Brazoria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01