Boys Ranch’s biggest natural hazard is drought
Most of the natural-hazard damage FEMA expects in Boys Ranch comes from drought, and overall the risk is moderate for a U.S. community.
What stands out about Boys Ranch’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Boys Ranch flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Boys Ranch. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
How exposed is Boys Ranch?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 44% of U.S. communities, mostly from drought.
Calmer than 992 of the 1,859 Texas towns we cover.
Boys Ranch is smaller than a census tract, so it shares the figures of the tract around its center.
What Boys Ranch faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Drought
Cold waves
Hail
Inland flooding
Federal disasters declared here
None of the disasters declared for Oldham County shows FEMA aid or repair money reaching Boys Ranch itself in FEMA’s records.
Oldham County has had 9 natural disasters declared since 1953, most often fires and ice storms.
Get ready for what Boys Ranch actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- On a well? Know how deep it is and watch for sputtering.
- Follow the town’s watering limits.
- Fix drips: they add up.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in August–September
The month each of Oldham County’s 9 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Boys Ranch’s own flood-insurance community; household aid to the registrant’s city; repair grants to Boys Ranch.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Boys Ranch.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Weather alerts: National Weather Service. Preparedness tips: Ready.gov. An average of past damage, not a forecast.