Natural hazards · Bovina

Bovina, TX natural hazards

Most of the natural-hazard damage FEMA expects in Bovina comes from drought, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bovina?

10
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bovina to be higher than in 10% of U.S. communities, mostly from drought.

Drought91%Everything else9%
By hazard

What Bovina faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

91% of expected damage
Recorded about 102 times a year in the area

Lower here

Inland floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bovina flood?

FEMA's records show no paid flood insurance claims in Bovina.

of all homes
are insured
No community discount. Bovina isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Parmer County.
Disasters that hit Bovina

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bovina itself: aid to households, or repair grants to the City of Bovina.

Brought FEMA money into BovinaDeclared for Parmer County only
2015

Severe Winter Storms, Tornadoes, Straight-Line Winds, and Flooding

$71K to the City of Bovina for repairs
Parmer County has had 11 natural disasters declared since 1953, most often severe storms and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bovina is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bovina’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bovina. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01