Bonney’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Bonney comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1992. 1 federal disaster brought FEMA money into town.
What stands out about Bonney’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Bonney flood? Rarely: 2 flood claims since 1992
Every paid claim on a federal flood insurance policy in Bonney, from FEMA’s records.
- Hurricane Harvey1 claim · $87K
Bonney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brazoria County.How exposed is Bonney?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 62% of U.S. communities, mostly from inland flooding and hurricanes.
Rated higher than 1,344 of the 1,859 Texas towns we cover.
Bonney is smaller than a census tract, so it shares the figures of the tract around its center.
What Bonney faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Hurricanes
Tornadoes
1 federal disaster brought FEMA money to Bonney
Disasters that paid out in Bonney itself (aid to households or repair grants to the Village of Bonney) and its biggest flood years.
- 2008Hurricane Ike$7K to the Village of Bonney for repairs
Brazoria County has had 28 natural disasters declared since 1953, most often hurricanes and floods.
Old photos of Bonney after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Bonney archive →Get ready for what Bonney actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in July–September
The month each of Brazoria County’s 28 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Bonney’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bonney.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Bonney.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Weather alerts: National Weather Service. Preparedness tips: Ready.gov. An average of past damage, not a forecast.