Natural hazards · Bogata

Bogata, TX natural hazards

Most of the natural-hazard damage FEMA expects in Bogata comes from ice storms, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bogata?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bogata to be higher than in 100% of U.S. communities, mostly from ice storms.

Ice storms67%Tornadoes11%Drought7%Inland flooding6%Everything else9%

By hazard

What Bogata faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Ice storms

67% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 7 years in the area

Drought

7% of expected damage

Recorded about 31 times a year in the area

Inland flooding

6% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bogata flood?

FEMA's records show no paid flood insurance claims in Bogata.

of all homes
are insured

No community discount. Bogata isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Red River County.

Disasters that hit Bogata

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bogata itself: aid to households, or repair grants to the City of Bogata.

Brought FEMA money into BogataDeclared for Red River County only

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

7 households applied for aid $7K aid approved $22K to the City of Bogata for repairs

2000

Severe Winter Ice Storm

$26K to the City of Bogata for repairs

Red River County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bogata is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bogata’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bogata. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.