Natural hazards · Bloomington

Bloomington, TX natural hazards

Most of the natural-hazard damage FEMA expects in Bloomington comes from hurricanes, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bloomington?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloomington to be higher than in 81% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes49%Inland flooding19%Drought13%Cold waves10%Tornadoes5%Everything else4%

By hazard

What Bloomington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

49% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

19% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 2 times a year in the area

Drought

13% of expected damage

Recorded about 43 times a year in the area

Cold waves

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 28 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bloomington flood?

FEMA's records show no paid flood insurance claims in Bloomington.

of all homes
are insured

No community discount. Bloomington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Victoria County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Bloomington

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bloomington itself: aid to households, or repair grants to Bloomington.

Brought FEMA money into BloomingtonDeclared for Victoria County only

2021

Severe Winter Storms

44 households applied for aid $15K aid approved

2017

Hurricane Harvey

836 households applied for aid $1.0M aid approved

2007

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $11K aid approved

2003

Hurricane Claudette

347 households applied for aid $642K aid approved

Victoria County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloomington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bloomington’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bloomington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.