Natural hazards · Blooming Grove

Blooming Grove, TX natural hazards

Most of the natural-hazard damage FEMA expects in Blooming Grove comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1990. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blooming Grove?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blooming Grove to be higher than in 24% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes31%Inland flooding31%Cold waves13%Heat waves6%Strong wind6%Everything else14%

By hazard

What Blooming Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

31% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 7 years in the area

Inland flooding

31% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Cold waves

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Heat waves

6% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 16 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blooming Grove flood?

Every paid claim on a federal flood insurance policy in Blooming Grove, from FEMA’s records.

1paid claims since 1990

$9Kpaid to owners

0homes flooded more than once

19902026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Blooming Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Navarro County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Blooming Grove

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blooming Grove itself: aid to households, or repair grants to the Town of Blooming Grove.

Brought FEMA money into Blooming GroveDeclared for Navarro County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $219 aid approved $7K to the Town of Blooming Grove for repairs

2021

Severe Winter Storms

11 households applied for aid $16K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

24 households applied for aid $25K aid approved $18K to the Town of Blooming Grove for repairs

Navarro County has had 21 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blooming Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Blooming Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Blooming Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.