Natural hazards · Blanco

Blanco, TX natural hazards

Most of the natural-hazard damage FEMA expects in Blanco comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blanco?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blanco to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes11%Everything else24%

By hazard

What Blanco faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 20 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blanco flood?

Every paid claim on a federal flood insurance policy in Blanco, from FEMA’s records.

5paid claims since 1978

$138Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Early summer storms: 3 claims, $120K

of all homes
are insured

No community discount. Blanco isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blanco County.

Disasters that hit Blanco

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blanco itself: aid to households, or repair grants to the City of Blanco.

Brought FEMA money into BlancoDeclared for Blanco County only

2023

Severe Winter Storm

$6K to the City of Blanco for repairs

2021

Severe Winter Storms

58 households applied for aid $22K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

122 households applied for aid $542K aid approved $465K to the City of Blanco for repairs

2002

Severe Storms and Flooding

$27K to the City of Blanco for repairs

Blanco County has had 17 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blanco is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Blanco’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Blanco. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.