Natural hazards · Big Lake

Big Lake, TX natural hazards

Most of the natural-hazard damage FEMA expects in Big Lake comes from drought, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Big Lake?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Big Lake to be higher than in 24% of U.S. communities, mostly from drought and inland flooding.

Drought63%Inland flooding18%Everything else19%

By hazard

What Big Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

63% of expected damage

Recorded about 50 times a year in the area

Inland flooding

18% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Big Lake flood?

FEMA's records show no paid flood insurance claims in Big Lake.

Disasters that hit Big Lake

Federal disasters declared here

None of the disasters declared for Reagan County shows FEMA aid or repair money reaching Big Lake itself in FEMA’s records.

Brought FEMA money into Big LakeDeclared for Reagan County only

Reagan County has had 9 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Big Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Big Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Big Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.