Natural hazards · Bevil Oaks

Bevil Oaks, TX natural hazards

Most of the natural-hazard damage FEMA expects in Bevil Oaks comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 575 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bevil Oaks?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bevil Oaks to be higher than in 79% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes41%Inland flooding18%Tornadoes15%Drought8%Cold waves7%Everything else12%

By hazard

What Bevil Oaks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

41% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

18% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 21 years in the area

Drought

8% of expected damage

Recorded about 21 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bevil Oaks flood?

Every paid claim on a federal flood insurance policy in Bevil Oaks, from FEMA’s records.

575paid claims since 1979

$89.0Mpaid to owners

97homes flooded more than once

19792026

Biggest named events

Hurricane Harvey: 314 claims, $73.3M
Tropical Storm Imelda: 118 claims, $9.7M
Tropical Storm Allison: 21 claims, $100K

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (40) ■ flooded 2+ times

of all homes
are insured

🏷️ 05% off flood insurance. Bevil Oaks is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Jefferson County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared

Disasters that hit Bevil Oaks

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bevil Oaks itself: aid to households, or repair grants to the City of Bevil Oaks.

Brought FEMA money into Bevil OaksDeclared for Jefferson County only

2024

Hurricane Beryl

5 households applied for aid $2K aid approved

2019

Tropical Storm Imelda

10 households applied for aid $25K aid approved

2017

Hurricane Harvey

33 households applied for aid $396K aid approved $576K to the City of Bevil Oaks for repairs

2008

Hurricane Ike

$25K to the City of Bevil Oaks for repairs

2005

Hurricane Rita

$5K to the City of Bevil Oaks for repairs

2001

Tx-Tropical Storm Allison-06-06-2001

$10K to the City of Bevil Oaks for repairs

Jefferson County has had 24 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bevil Oaks is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bevil Oaks’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bevil Oaks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.