Natural hazards · Benjamin

Benjamin, TX natural hazards

Most of the natural-hazard damage FEMA expects in Benjamin comes from drought, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Benjamin?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Benjamin to be higher than in 39% of U.S. communities, mostly from drought.

Drought65%Inland flooding9%Hail8%Strong wind8%Tornadoes5%Everything else4%

By hazard

What Benjamin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

65% of expected damage

Recorded about 127 times a year in the area

Inland flooding

9% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about once every 2 years in the area

Hail

8% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Strong wind

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Benjamin flood?

FEMA's records show no paid flood insurance claims in Benjamin.

of all homes
are insured

No community discount. Benjamin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Knox County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Benjamin

Federal disasters declared here

None of the disasters declared for Knox County shows FEMA aid or repair money reaching Benjamin itself in FEMA’s records.

Brought FEMA money into BenjaminDeclared for Knox County only

Knox County has had 12 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Benjamin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Benjamin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Benjamin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.