Natural hazards · Banquete

Banquete, TX natural hazards

Most of the natural-hazard damage FEMA expects in Banquete comes from hurricanes, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Banquete?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Banquete to be higher than in 78% of U.S. communities, mostly from hurricanes and drought.

Hurricanes33%Drought27%Inland flooding19%Cold waves10%Everything else10%

By hazard

What Banquete faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

33% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 7 years in the area

Drought

27% of expected damage

Recorded about 60 times a year in the area

Inland flooding

19% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 4 times a year in the area

Cold waves

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Banquete flood?

FEMA's records show no paid flood insurance claims in Banquete.

of all homes
are insured

No community discount. Banquete isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nueces County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Banquete

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Banquete itself: aid to households, or repair grants to Banquete.

Brought FEMA money into BanqueteDeclared for Nueces County only

2021

Severe Winter Storms

38 households applied for aid $36K aid approved

2017

Hurricane Harvey

68 households applied for aid $54K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

64 households applied for aid $81K aid approved

2007

Severe Storms, Tornadoes, and Flooding

53 households applied for aid $29K aid approved

2002

Severe Storms, Tornadoes and Flooding

25 households applied for aid $59K aid approved

Nueces County has had 28 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Banquete is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Banquete’s own flood-insurance community; household aid to the registrant’s city; repair grants to Banquete. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.