Natural hazards · Bangs

Bangs, TX natural hazards

Most of the natural-hazard damage FEMA expects in Bangs comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1989. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bangs?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bangs to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes16%Cold waves12%Wildfire11%Strong wind7%Hail7%Everything else13%

By hazard

What Bangs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 31 years in the area

Cold waves

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Wildfire

11% of expected damage

Well above average · higher than 96% of U.S. places

Strong wind

7% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Hail

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bangs flood?

Every paid claim on a federal flood insurance policy in Bangs, from FEMA’s records.

4paid claims since 1989

$23Kpaid to owners

0homes flooded more than once

19892026

Biggest named events

Torrential rain: 1 claim, $15K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bangs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brown County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Bangs

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bangs itself: aid to households, or repair grants to the City of Bangs.

Brought FEMA money into BangsDeclared for Brown County only

2021

Severe Winter Storms

42 households applied for aid $14K aid approved

Brown County has had 21 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bangs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bangs’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bangs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.