Natural hazards · Ballinger

Ballinger, TX natural hazards

Most of the natural-hazard damage FEMA expects in Ballinger comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2014. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ballinger?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ballinger to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding45%Strong wind12%Cold waves11%Hail10%Tornadoes10%Everything else12%

By hazard

What Ballinger faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Strong wind

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Cold waves

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hail

10% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ballinger flood?

Every paid claim on a federal flood insurance policy in Ballinger, from FEMA’s records.

2paid claims since 2014

$15Kpaid to owners

0homes flooded more than once

20142026

of all homes
are insured

No community discount. Ballinger isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Runnels County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Ballinger

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ballinger itself: aid to households, or repair grants to the City of Ballinger.

Brought FEMA money into BallingerDeclared for Runnels County only

2007

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $129 aid approved $21K to the City of Ballinger for repairs

Runnels County has had 9 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ballinger is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ballinger’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ballinger. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.