Natural hazards · Bailey's Prairie

Bailey's Prairie, TX natural hazards

Most of the natural-hazard damage FEMA expects in Bailey's Prairie comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 134 claims here since 1984. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bailey's Prairie?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bailey's Prairie to be higher than in 72% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding54%Hurricanes27%Tornadoes9%Everything else10%

By hazard

What Bailey's Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

27% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

9% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 41 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bailey's Prairie flood?

Every paid claim on a federal flood insurance policy in Bailey's Prairie, from FEMA’s records.

134paid claims since 1984

$9.8Mpaid to owners

33homes flooded more than once

19842026

Biggest named events

Hurricane Harvey: 69 claims, $7.2M
Early summer severe storms: 29 claims, $2.2M
Tropical Storm Paul: 1 claim, $38K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (6) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bailey's Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brazoria County.

Disasters that hit Bailey's Prairie

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bailey's Prairie itself: aid to households, or repair grants to the Village of Bailey's Prairie.

Brought FEMA money into Bailey's PrairieDeclared for Brazoria County only

2017

Hurricane Harvey

4 households applied for aid $2K aid approved

2016

Severe Storms and Flooding

3 households applied for aid $20K aid approved

2008

Hurricane Ike

$13K to the Village of Bailey's Prairie for repairs

Brazoria County has had 28 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bailey's Prairie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bailey's Prairie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bailey's Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.