Natural hazards · B and E

B and E, TX natural hazards

Most of the natural-hazard damage FEMA expects in B and E comes from cold waves, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is B and E?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in B and E to be higher than in 57% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves65%Inland flooding26%Everything else9%
By hazard

What B and E faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

65% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 3 times a year in the area

Inland flooding

26% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does B and E flood?

FEMA's records show no paid flood insurance claims in B and E.

of homes in flood zones
are insured
of all homes
are insured
No community discount. B and E isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Starr County.
Disasters that hit B and E

Federal disasters declared here

None of the disasters declared for Starr County shows FEMA aid or repair money reaching B and E itself in FEMA’s records.

Brought FEMA money into B and EDeclared for Starr County only
Starr County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.
Around B and E

B and E and the towns around it

La Puerta: Moderate, mostly cold wavesGarza-Salinas II: Moderate, mostly cold wavesEl Refugio: Moderate, mostly cold wavesLa Casita: Moderate, mostly cold wavesB and E: Moderate, mostly cold waves B and ELa Puerta
Very lowLowModerateHighVery high
B and Emostly cold wavesModerate
La Puertamostly cold wavesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. B and E is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to B and E’s own flood-insurance community; household aid to the registrant’s city; repair grants to B and E. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01